USDA Loans

Looking to buy in a Rural area?

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties.

To see if a property qualifies, visit the USDA Income and Property Eligibility Site or contact your local DRMC Mortgage Loan Advisor and see if this loan is right for you. 

         Term available: 30-year fixed                         

         100% financing (no down payment)

      ​​​​   ​​Single-family residence

         Primary residence only

      ​​​​​​​   3 years post-bankruptcy

      ​​​​​​​   3 years post-foreclosure

      ​​​​​​​   Seller concessions up to 6%

      ​​​​​​​   Maximum loan amount $417,000 - up to conforming limit

      ​​​​​​​   Purchase only